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While the Beach\u0027s acknowledged their default, they alleged that the bank\u0027s failure to make disclosures required by the Truth in Lending Act gave them the right under federal law to rescind the mortgage agreement. The Florida trial court rejected that defense, holding that any right to rescind had expired in 1989 under federal law which provides that the right of rescission shall expire three years after the loan closes. The state\u0027s intermediate appellate court affirmed, as did the Florida Supreme Court.\u003C\/p\u003E\n","question":"\u003Cp\u003ECan homeowners who face foreclosure rescind a mortgage loan on the ground that the lender violated the federal truth-in-lending law?\u003C\/p\u003E\n","conclusion":"\u003Cp\u003ENo. In a unanimous decision, announced by Justice David H. 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