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The Bankruptcy Appellate Panel of the Tenth Circuit affirmed the lower court\u0027s decision. On appeal, the U.S. Court of Appeals for the Tenth Circuit affirmed, holding that the starting point for calculating a Chapter 13 debtor\u0027s \u0022projected disposable income\u0022 is presumed to be the debtor\u0027s current monthly income. However, the court stated that the calculation is subject to a showing that there is a substantial change in circumstances. The court remanded the case to the bankruptcy court to determine whether the debtor had shown there was a substantial change in her circumstances.\u003C\/p\u003E\n","question":"\u003Cp\u003EIn calculating a debtor\u0027s \u0022projected disposable income,\u0022 may the bankruptcy court consider evidence suggesting that the debtor\u0027s income or expenses during that period are likely to be different from the debtor\u0027s income or expenses during the pre-filing period?\u003C\/p\u003E\n","conclusion":"\u003Cp\u003EYes. 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