{"ID":55761,"name":"Ransom v. FIA Card Services, N.A.","href":"https:\/\/api.oyez.org\/cases\/2010\/09-907","view_count":0,"docket_number":"09-907","additional_docket_numbers":null,"manner_of_jurisdiction":"Writ of \u003Ci\u003Ecertiorari\u003C\/i\u003E","first_party":"Jason M. Ransom","second_party":"FIA Card Services, N.A., fka MBNA America Bank, N.A.","timeline":[{"event":"Granted","dates":[1271653200],"href":"https:\/\/api.oyez.org\/case_timeline\/case_timeline\/40689"},{"event":"Argued","dates":[1286168400],"href":"https:\/\/api.oyez.org\/case_timeline\/case_timeline\/40690"},{"event":"Decided","dates":[1294725600],"href":"https:\/\/api.oyez.org\/case_timeline\/case_timeline\/40691"}],"lower_court":{"ID":5,"name":"United States Court of Appeals for the Ninth Circuit","href":"https:\/\/api.oyez.org\/taxonomy\/term\/5"},"facts_of_the_case":"\u003Cp\u003EJason Ransom filed for Chapter 13 bankruptcy in Nevada in 2006 and proposed a plan to make $500 monthly payments over a period of 60 months. The chapter 13 trustee and two creditors objected to confirmation of the plan, arguing that $500 per month was not Ransom\u0027s projected disposable income as defined in the Bankruptcy Code. They argued that Ransom improperly included a deduction against income for \u0022vehicle ownership expense\u0022 of $471. The trustee and creditors claimed that the deduction should be disallowed and that the monthly payment should be increased. The Bankruptcy Court agreed with the trustee and refused to confirm the plan. The Bankruptcy Appellate Panel, agreeing to hear the appeal on this interlocutory issue, affirmed the Bankruptcy Court. The U.S. Court of Appeals for the Ninth Circuit affirmed the Bankruptcy Court\u0027s decision.\u003C\/p\u003E\n","question":"\u003Cp\u003EIn calculating a debtor\u0027s \u0022projected disposable income\u0022 during a Chapter 13 bankruptcy plan period, can a bankruptcy court allow an ownership cost deduction for vehicles only if the debtor is actually making payments on the vehicles?\u003C\/p\u003E\n","conclusion":"\u003Cp\u003EYes. In an 8-to-1 decision, Justice Elena Kagan, in her first opinion for the Court, ruled that a debtor who does not make loan or lease payments could not take the car-ownership deduction. Justice Antonin Scalia filed a dissenting opinion.\u003C\/p\u003E\n","advocates":[{"advocate":{"ID":18440,"name":"Christopher P. Burke","href":"https:\/\/api.oyez.org\/people\/christopher_p_burke","view_count":0,"last_name":"Burke","roles":null,"thumbnail":null,"length_of_service":0,"identifier":"christopher_p_burke"},"advocate_description":"for the petitioner","href":"https:\/\/api.oyez.org\/case_advocate\/case_advocate\/20146"},{"advocate":{"ID":21224,"name":"Deanne E. 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