{"ID":63616,"name":"Cantero v. Bank of America, N.A.","href":"https:\/\/api.oyez.org\/cases\/2023\/22-529","view_count":0,"docket_number":"22-529","additional_docket_numbers":null,"manner_of_jurisdiction":"Writ of \u003Ci\u003Ecertiorari\u003C\/i\u003E","first_party":"Alex Cantero, et al.","second_party":"Bank of America, N.A.","timeline":[{"event":"Granted","dates":[1697173200],"href":"https:\/\/api.oyez.org\/case_timeline\/case_timeline\/55348"},{"event":"Argued","dates":[1709013600],"href":"https:\/\/api.oyez.org\/case_timeline\/case_timeline\/55410"},{"event":"Decided","dates":[1717045200],"href":"https:\/\/api.oyez.org\/case_timeline\/case_timeline\/55467"}],"lower_court":{"ID":7,"name":"United States Court of Appeals for the Second Circuit","href":"https:\/\/api.oyez.org\/taxonomy\/term\/7"},"facts_of_the_case":"\u003Cp\u003EThe National Bank Act of 1864 (NBA) established a dual banking system in the United States, allowing both federal and state governments to charter and regulate banks. National banks are subject to federal authority and have broad powers, including the ability to make real estate loans and provide escrow services. Alongside the NBA, other significant federal statutes regulate national banks: The Real Estate Settlement Procedures Act (RESPA) limits the amount banks can require borrowers to deposit into escrow accounts related to home mortgages; the Dodd-Frank Act sets the standards for when state consumer financial laws are preempted by federal law; and it also amends the Truth in Lending Act (TILA) to require the creation of escrow accounts for certain mortgages and mandates interest payment on those accounts if prescribed by state or federal law. The state law in question, New York General Obligations Law (GOL) \u00a7 5-601, mandates a minimum interest rate for escrow accounts held by mortgage institutions, which was later adjusted in 2018 to create \u201cparity\u201d between state-chartered and national banks.\u003C\/p\u003E\n\u003Cp\u003EAlex Cantero purchased a house in Queens Village, New York, with a mortgage from Bank of America (BOA) in August 2010. His mortgage required him to deposit money into an escrow account for property taxes and insurance premiums, and BOA paid no interest on these funds. Cantero\u2019s mortgage specified that it is governed by federal law and the law of the property\u2019s jurisdiction. Cantero alleged that BOA refused to pay interest on escrow funds, contrary to New York State law.\u003C\/p\u003E\n\u003Cp\u003EThe district court determined that New York\u0027s General Obligations Law (GOL) \u00a7 5-601, was not preempted by the NBA based on its minimal \u201cdegree of interference\u201d with national banking powers. Citing Dodd-Frank\u2019s amendment to the Truth in Lending Act (TILA) as supportive of this compatibility, the court denied BOA\u2019s motion to dismiss the breach of contract claim, asserting that both federal and state laws could be read \u201charmoniously.\u201d The U.S. Court of Appeals for the Second Circuit reversed, concluding that the NBA does preempt New York\u2019s GOL because the minimum-interest requirement would exert control over a banking power granted by the federal government, thereby impermissibly interfering with national banks\u2019 exercise of that power.\u003C\/p\u003E\n","question":"\u003Cp\u003EWhen are state laws that regulate national banks preempted under federal law?\u003C\/p\u003E\n","conclusion":"\u003Cp\u003EUnder the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, state laws are preempted only if they discriminate against national banks or \u201cprevent or significantly interfere\u201d with a national bank\u2019s exercise of its powers, as determined by the standard articulated in Barnett Bank v. Nelson. Justice Brett Kavanaugh authored the unanimous opinion of the Court vacating the Second Circuit\u2019s judgment for failing to apply the proper preemption test.\u003C\/p\u003E\n\u003Cp\u003EThe Dodd-Frank Act, passed by Congress in 2010, establishes the controlling legal standard for determining when a state consumer financial law, like New York\u0027s interest-on-escrow law, is preempted with respect to national banks. Dodd-Frank expressly rejected the position that all state laws regulating national banks are automatically preempted. Rather, a state law is preempted by the National Bank Act only if: (1) the state law discriminates against national banks as compared to state banks; or (2) the state law \u0022prevents or significantly interferes with the exercise by the national bank of its powers.\u0022 In Barnett Bank v. Nelson (1996), the Court explained the test for \u201cprevents or significantly interferes with\u201d requires courts to make a practical assessment of the nature and degree of interference caused by the state law, guided by the Court\u0027s precedents. Because the Second Circuit failed to conduct this nuanced analysis and instead employed a categorical test that would preempt virtually all state laws regulating national banks, the Court vacated its judgment and remanded the case for analysis in a manner consistent with the Barnett Bank standard.\u003C\/p\u003E\n","advocates":[{"advocate":{"ID":33318,"name":"Jonathan E. Taylor","href":"https:\/\/api.oyez.org\/people\/jonathan_e_taylor","view_count":0,"last_name":"Taylor","roles":null,"thumbnail":null,"length_of_service":0,"identifier":"jonathan_e_taylor"},"advocate_description":"for the Petitioners","href":"https:\/\/api.oyez.org\/case_advocate\/case_advocate\/23542"},{"advocate":{"ID":36722,"name":"Malcolm L. Stewart","href":"https:\/\/api.oyez.org\/people\/malcolm_l_stewart","view_count":0,"last_name":"Stewart","roles":null,"thumbnail":null,"length_of_service":0,"identifier":"malcolm_l_stewart"},"advocate_description":"for the United States, as amicus curiae, supporting vacatur","href":"https:\/\/api.oyez.org\/case_advocate\/case_advocate\/23543"},{"advocate":{"ID":34185,"name":"Lisa S. Blatt","href":"https:\/\/api.oyez.org\/people\/lisa_s_blatt","view_count":0,"last_name":"Blatt","roles":null,"thumbnail":null,"length_of_service":0,"identifier":"lisa_s_blatt"},"advocate_description":"for the Respondent","href":"https:\/\/api.oyez.org\/case_advocate\/case_advocate\/23544"}],"oral_argument_audio":[{"id":25620,"title":"Oral Argument - February 27, 2024","public_note":null,"unavailable":false,"display_title":null,"href":"https:\/\/api.oyez.org\/case_media\/oral_argument_audio\/25620"}],"citation":{"volume":"602","page":null,"year":"2024","href":"https:\/\/api.oyez.org\/case_citation\/case_citation\/27981"},"decisions":[{"description":"State laws are preempted by the National Bank Act only if they discriminate against national banks or \u201cprevent or significantly interfere\u201d with a national bank\u2019s exercise of its powers, as determined by the standard articulated in Barnett Bank v. Nelson.","votes":[{"member":{"ID":17766,"name":"Brett M. Kavanaugh","href":"https:\/\/api.oyez.org\/people\/brett_m_kavanaugh","view_count":0,"last_name":"Kavanaugh","roles":[{"id":3507,"type":"scotus_justice","date_start":1538802000,"date_end":0,"appointing_president":"Donald J. Trump","role_title":"Associate Justice of the Supreme Court of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/3507"}],"thumbnail":{"id":80518,"mime":"image\/png","size":91566,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/filefield_paths\/Kavanaugh-thumb.png"},"length_of_service":2673,"identifier":"brett_m_kavanaugh"},"vote":"majority","opinion_type":"majority","joining":null,"seniority":7,"ideology":0,"href":"https:\/\/api.oyez.org\/decision_vote\/decision_vote\/212977"},{"member":{"ID":15086,"name":"John G. Roberts, Jr.","href":"https:\/\/api.oyez.org\/people\/john_g_roberts_jr","view_count":0,"last_name":"Roberts","roles":[{"id":2730,"type":"scotus_justice","date_start":1127970000,"date_end":0,"appointing_president":"George W. Bush","role_title":"Chief Justice of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/2730"}],"thumbnail":{"id":32683,"mime":"image\/png","size":52305,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/images\/people\/john_g_roberts_jr\/john_g_roberts_jr.thumb.png"},"length_of_service":7428,"identifier":"john_g_roberts_jr"},"vote":"majority","opinion_type":"none","joining":[{"ID":17766,"name":"Brett M. Kavanaugh","href":"https:\/\/api.oyez.org\/people\/brett_m_kavanaugh","view_count":0,"last_name":"Kavanaugh","roles":[{"id":3507,"type":"scotus_justice","date_start":1538802000,"date_end":0,"appointing_president":"Donald J. Trump","role_title":"Associate Justice of the Supreme Court of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/3507"}],"thumbnail":{"id":80518,"mime":"image\/png","size":91566,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/filefield_paths\/Kavanaugh-thumb.png"},"length_of_service":2673,"identifier":"brett_m_kavanaugh"}],"seniority":1,"ideology":0,"href":"https:\/\/api.oyez.org\/decision_vote\/decision_vote\/212978"},{"member":{"ID":15100,"name":"Clarence Thomas","href":"https:\/\/api.oyez.org\/people\/clarence_thomas","view_count":0,"last_name":"Thomas","roles":[{"id":2744,"type":"scotus_justice","date_start":688194000,"date_end":0,"appointing_president":"George H. W. Bush","role_title":"Associate Justice of the Supreme Court of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/2744"}],"thumbnail":{"id":32680,"mime":"image\/png","size":49064,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/images\/people\/clarence_thomas\/clarence_thomas.thumb.png"},"length_of_service":12518,"identifier":"clarence_thomas"},"vote":"majority","opinion_type":"none","joining":[{"ID":17766,"name":"Brett M. Kavanaugh","href":"https:\/\/api.oyez.org\/people\/brett_m_kavanaugh","view_count":0,"last_name":"Kavanaugh","roles":[{"id":3507,"type":"scotus_justice","date_start":1538802000,"date_end":0,"appointing_president":"Donald J. Trump","role_title":"Associate Justice of the Supreme Court of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/3507"}],"thumbnail":{"id":80518,"mime":"image\/png","size":91566,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/filefield_paths\/Kavanaugh-thumb.png"},"length_of_service":2673,"identifier":"brett_m_kavanaugh"}],"seniority":2,"ideology":0,"href":"https:\/\/api.oyez.org\/decision_vote\/decision_vote\/212979"},{"member":{"ID":15068,"name":"Samuel A. Alito, Jr.","href":"https:\/\/api.oyez.org\/people\/samuel_a_alito_jr","view_count":0,"last_name":"Alito","roles":[{"id":2712,"type":"scotus_justice","date_start":1138687200,"date_end":0,"appointing_president":"George W. Bush","role_title":"Associate Justice of the Supreme Court of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/2712"}],"thumbnail":{"id":32684,"mime":"image\/png","size":44799,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/images\/people\/samuel_alito_jr\/samuel_alito_jr.thumb.png"},"length_of_service":7304,"identifier":"samuel_a_alito_jr"},"vote":"majority","opinion_type":"none","joining":[{"ID":17766,"name":"Brett M. Kavanaugh","href":"https:\/\/api.oyez.org\/people\/brett_m_kavanaugh","view_count":0,"last_name":"Kavanaugh","roles":[{"id":3507,"type":"scotus_justice","date_start":1538802000,"date_end":0,"appointing_president":"Donald J. Trump","role_title":"Associate Justice of the Supreme Court of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/3507"}],"thumbnail":{"id":80518,"mime":"image\/png","size":91566,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/filefield_paths\/Kavanaugh-thumb.png"},"length_of_service":2673,"identifier":"brett_m_kavanaugh"}],"seniority":3,"ideology":0,"href":"https:\/\/api.oyez.org\/decision_vote\/decision_vote\/212980"},{"member":{"ID":15131,"name":"Sonia Sotomayor","href":"https:\/\/api.oyez.org\/people\/sonia_sotomayor","view_count":0,"last_name":"Sotomayor","roles":[{"id":2776,"type":"scotus_justice","date_start":1249707600,"date_end":0,"appointing_president":"Barack Obama","role_title":"Associate Justice of the Supreme Court of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/2776"}],"thumbnail":{"id":32685,"mime":"image\/png","size":50379,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/images\/people\/sonia_sotomayor\/sonia_sotomayor.thumb.png"},"length_of_service":6019,"identifier":"sonia_sotomayor"},"vote":"majority","opinion_type":"none","joining":[{"ID":17766,"name":"Brett M. Kavanaugh","href":"https:\/\/api.oyez.org\/people\/brett_m_kavanaugh","view_count":0,"last_name":"Kavanaugh","roles":[{"id":3507,"type":"scotus_justice","date_start":1538802000,"date_end":0,"appointing_president":"Donald J. Trump","role_title":"Associate Justice of the Supreme Court of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/3507"}],"thumbnail":{"id":80518,"mime":"image\/png","size":91566,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/filefield_paths\/Kavanaugh-thumb.png"},"length_of_service":2673,"identifier":"brett_m_kavanaugh"}],"seniority":4,"ideology":0,"href":"https:\/\/api.oyez.org\/decision_vote\/decision_vote\/212981"},{"member":{"ID":15094,"name":"Elena Kagan","href":"https:\/\/api.oyez.org\/people\/elena_kagan","view_count":0,"last_name":"Kagan","roles":[{"id":2738,"type":"scotus_justice","date_start":1281157200,"date_end":0,"appointing_president":"Barack Obama","role_title":"Associate Justice of the Supreme Court of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/2738"}],"thumbnail":{"id":32690,"mime":"image\/png","size":44456,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/images\/people\/elena_kagan\/elena_kagan.thumb.png"},"length_of_service":5655,"identifier":"elena_kagan"},"vote":"majority","opinion_type":"none","joining":[{"ID":17766,"name":"Brett M. Kavanaugh","href":"https:\/\/api.oyez.org\/people\/brett_m_kavanaugh","view_count":0,"last_name":"Kavanaugh","roles":[{"id":3507,"type":"scotus_justice","date_start":1538802000,"date_end":0,"appointing_president":"Donald J. Trump","role_title":"Associate Justice of the Supreme Court of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/3507"}],"thumbnail":{"id":80518,"mime":"image\/png","size":91566,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/filefield_paths\/Kavanaugh-thumb.png"},"length_of_service":2673,"identifier":"brett_m_kavanaugh"}],"seniority":5,"ideology":0,"href":"https:\/\/api.oyez.org\/decision_vote\/decision_vote\/212982"},{"member":{"ID":62836,"name":"Neil Gorsuch","href":"https:\/\/api.oyez.org\/people\/neil_gorsuch","view_count":0,"last_name":"Gorsuch","roles":[{"id":3506,"type":"scotus_justice","date_start":1491541200,"date_end":0,"appointing_president":"Donald J. Trump","role_title":"Associate Justice of the Supreme Court of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/3506"}],"thumbnail":{"id":79753,"mime":"image\/png","size":121461,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/filefield_paths\/neil_gorsuch.thumb__0.png"},"length_of_service":3220,"identifier":"neil_gorsuch"},"vote":"majority","opinion_type":"none","joining":[{"ID":17766,"name":"Brett M. Kavanaugh","href":"https:\/\/api.oyez.org\/people\/brett_m_kavanaugh","view_count":0,"last_name":"Kavanaugh","roles":[{"id":3507,"type":"scotus_justice","date_start":1538802000,"date_end":0,"appointing_president":"Donald J. Trump","role_title":"Associate Justice of the Supreme Court of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/3507"}],"thumbnail":{"id":80518,"mime":"image\/png","size":91566,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/filefield_paths\/Kavanaugh-thumb.png"},"length_of_service":2673,"identifier":"brett_m_kavanaugh"}],"seniority":6,"ideology":0,"href":"https:\/\/api.oyez.org\/decision_vote\/decision_vote\/212983"},{"member":{"ID":63282,"name":"Amy Coney Barrett","href":"https:\/\/api.oyez.org\/people\/amy_coney_barrett","view_count":0,"last_name":"Barrett","roles":[{"id":3511,"type":"scotus_justice","date_start":1603774800,"date_end":0,"appointing_president":"Donald J. Trump","role_title":"Associate Justice of the Supreme Court of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/3511"}],"thumbnail":{"id":81207,"mime":"image\/png","size":47722,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/filefield_paths\/barret-thumb.png"},"length_of_service":1921,"identifier":"amy_coney_barrett"},"vote":"majority","opinion_type":"none","joining":[{"ID":17766,"name":"Brett M. Kavanaugh","href":"https:\/\/api.oyez.org\/people\/brett_m_kavanaugh","view_count":0,"last_name":"Kavanaugh","roles":[{"id":3507,"type":"scotus_justice","date_start":1538802000,"date_end":0,"appointing_president":"Donald J. Trump","role_title":"Associate Justice of the Supreme Court of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/3507"}],"thumbnail":{"id":80518,"mime":"image\/png","size":91566,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/filefield_paths\/Kavanaugh-thumb.png"},"length_of_service":2673,"identifier":"brett_m_kavanaugh"}],"seniority":8,"ideology":0,"href":"https:\/\/api.oyez.org\/decision_vote\/decision_vote\/212984"},{"member":{"ID":33869,"name":"Ketanji Brown Jackson","href":"https:\/\/api.oyez.org\/people\/ketanji_brown_jackson","view_count":0,"last_name":"Jackson","roles":[{"id":3520,"type":"scotus_justice","date_start":1656565200,"date_end":0,"appointing_president":null,"role_title":"Associate Justice of the Supreme Court of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/3520"}],"thumbnail":{"id":82011,"mime":"image\/png","size":58056,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/filefield_paths\/thumbnail_ketanji_brown_jackson.png"},"length_of_service":1310,"identifier":"ketanji_brown_jackson"},"vote":"majority","opinion_type":"none","joining":[{"ID":17766,"name":"Brett M. Kavanaugh","href":"https:\/\/api.oyez.org\/people\/brett_m_kavanaugh","view_count":0,"last_name":"Kavanaugh","roles":[{"id":3507,"type":"scotus_justice","date_start":1538802000,"date_end":0,"appointing_president":"Donald J. Trump","role_title":"Associate Justice of the Supreme Court of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/3507"}],"thumbnail":{"id":80518,"mime":"image\/png","size":91566,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/filefield_paths\/Kavanaugh-thumb.png"},"length_of_service":2673,"identifier":"brett_m_kavanaugh"}],"seniority":9,"ideology":0,"href":"https:\/\/api.oyez.org\/decision_vote\/decision_vote\/212985"}],"majority_vote":9,"minority_vote":0,"winning_party":"Cantero","decision_type":"majority opinion","href":"https:\/\/api.oyez.org\/case_decision\/case_decision\/17251"}],"first_party_label":"Petitioner","second_party_label":"Respondent","heard_by":[{"ID":63493,"name":"Roberts Court (2022-)","href":"https:\/\/api.oyez.org\/courts\/roberts13","view_count":0,"members":[{"ID":15086,"name":"John G. Roberts, Jr.","href":"https:\/\/api.oyez.org\/people\/john_g_roberts_jr","view_count":0,"last_name":"Roberts","roles":[{"id":2730,"type":"scotus_justice","date_start":1127970000,"date_end":0,"appointing_president":"George W. Bush","role_title":"Chief Justice of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/2730"}],"thumbnail":{"id":32683,"mime":"image\/png","size":52305,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/images\/people\/john_g_roberts_jr\/john_g_roberts_jr.thumb.png"},"length_of_service":7428,"identifier":"john_g_roberts_jr"},{"ID":15100,"name":"Clarence Thomas","href":"https:\/\/api.oyez.org\/people\/clarence_thomas","view_count":0,"last_name":"Thomas","roles":[{"id":2744,"type":"scotus_justice","date_start":688194000,"date_end":0,"appointing_president":"George H. W. Bush","role_title":"Associate Justice of the Supreme Court of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/2744"}],"thumbnail":{"id":32680,"mime":"image\/png","size":49064,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/images\/people\/clarence_thomas\/clarence_thomas.thumb.png"},"length_of_service":12518,"identifier":"clarence_thomas"},{"ID":15068,"name":"Samuel A. Alito, Jr.","href":"https:\/\/api.oyez.org\/people\/samuel_a_alito_jr","view_count":0,"last_name":"Alito","roles":[{"id":2712,"type":"scotus_justice","date_start":1138687200,"date_end":0,"appointing_president":"George W. Bush","role_title":"Associate Justice of the Supreme Court of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/2712"}],"thumbnail":{"id":32684,"mime":"image\/png","size":44799,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/images\/people\/samuel_alito_jr\/samuel_alito_jr.thumb.png"},"length_of_service":7304,"identifier":"samuel_a_alito_jr"},{"ID":15131,"name":"Sonia Sotomayor","href":"https:\/\/api.oyez.org\/people\/sonia_sotomayor","view_count":0,"last_name":"Sotomayor","roles":[{"id":2776,"type":"scotus_justice","date_start":1249707600,"date_end":0,"appointing_president":"Barack Obama","role_title":"Associate Justice of the Supreme Court of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/2776"}],"thumbnail":{"id":32685,"mime":"image\/png","size":50379,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/images\/people\/sonia_sotomayor\/sonia_sotomayor.thumb.png"},"length_of_service":6019,"identifier":"sonia_sotomayor"},{"ID":15094,"name":"Elena Kagan","href":"https:\/\/api.oyez.org\/people\/elena_kagan","view_count":0,"last_name":"Kagan","roles":[{"id":2738,"type":"scotus_justice","date_start":1281157200,"date_end":0,"appointing_president":"Barack Obama","role_title":"Associate Justice of the Supreme Court of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/2738"}],"thumbnail":{"id":32690,"mime":"image\/png","size":44456,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/images\/people\/elena_kagan\/elena_kagan.thumb.png"},"length_of_service":5655,"identifier":"elena_kagan"},{"ID":62836,"name":"Neil Gorsuch","href":"https:\/\/api.oyez.org\/people\/neil_gorsuch","view_count":0,"last_name":"Gorsuch","roles":[{"id":3506,"type":"scotus_justice","date_start":1491541200,"date_end":0,"appointing_president":"Donald J. Trump","role_title":"Associate Justice of the Supreme Court of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/3506"}],"thumbnail":{"id":79753,"mime":"image\/png","size":121461,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/filefield_paths\/neil_gorsuch.thumb__0.png"},"length_of_service":3220,"identifier":"neil_gorsuch"},{"ID":17766,"name":"Brett M. Kavanaugh","href":"https:\/\/api.oyez.org\/people\/brett_m_kavanaugh","view_count":0,"last_name":"Kavanaugh","roles":[{"id":3507,"type":"scotus_justice","date_start":1538802000,"date_end":0,"appointing_president":"Donald J. Trump","role_title":"Associate Justice of the Supreme Court of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/3507"}],"thumbnail":{"id":80518,"mime":"image\/png","size":91566,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/filefield_paths\/Kavanaugh-thumb.png"},"length_of_service":2673,"identifier":"brett_m_kavanaugh"},{"ID":63282,"name":"Amy Coney Barrett","href":"https:\/\/api.oyez.org\/people\/amy_coney_barrett","view_count":0,"last_name":"Barrett","roles":[{"id":3511,"type":"scotus_justice","date_start":1603774800,"date_end":0,"appointing_president":"Donald J. Trump","role_title":"Associate Justice of the Supreme Court of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/3511"}],"thumbnail":{"id":81207,"mime":"image\/png","size":47722,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/filefield_paths\/barret-thumb.png"},"length_of_service":1921,"identifier":"amy_coney_barrett"},{"ID":33869,"name":"Ketanji Brown Jackson","href":"https:\/\/api.oyez.org\/people\/ketanji_brown_jackson","view_count":0,"last_name":"Jackson","roles":[{"id":3520,"type":"scotus_justice","date_start":1656565200,"date_end":0,"appointing_president":null,"role_title":"Associate Justice of the Supreme Court of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/3520"}],"thumbnail":{"id":82011,"mime":"image\/png","size":58056,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/filefield_paths\/thumbnail_ketanji_brown_jackson.png"},"length_of_service":1310,"identifier":"ketanji_brown_jackson"}],"court_start":1656565200,"images":null,"identifier":"roberts13"}],"decided_by":{"ID":63493,"name":"Roberts Court (2022-)","href":"https:\/\/api.oyez.org\/courts\/roberts13","view_count":0,"members":[{"ID":15086,"name":"John G. Roberts, Jr.","href":"https:\/\/api.oyez.org\/people\/john_g_roberts_jr","view_count":0,"last_name":"Roberts","roles":[{"id":2730,"type":"scotus_justice","date_start":1127970000,"date_end":0,"appointing_president":"George W. Bush","role_title":"Chief Justice of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/2730"}],"thumbnail":{"id":32683,"mime":"image\/png","size":52305,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/images\/people\/john_g_roberts_jr\/john_g_roberts_jr.thumb.png"},"length_of_service":7428,"identifier":"john_g_roberts_jr"},{"ID":15100,"name":"Clarence Thomas","href":"https:\/\/api.oyez.org\/people\/clarence_thomas","view_count":0,"last_name":"Thomas","roles":[{"id":2744,"type":"scotus_justice","date_start":688194000,"date_end":0,"appointing_president":"George H. W. Bush","role_title":"Associate Justice of the Supreme Court of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/2744"}],"thumbnail":{"id":32680,"mime":"image\/png","size":49064,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/images\/people\/clarence_thomas\/clarence_thomas.thumb.png"},"length_of_service":12518,"identifier":"clarence_thomas"},{"ID":15068,"name":"Samuel A. Alito, Jr.","href":"https:\/\/api.oyez.org\/people\/samuel_a_alito_jr","view_count":0,"last_name":"Alito","roles":[{"id":2712,"type":"scotus_justice","date_start":1138687200,"date_end":0,"appointing_president":"George W. Bush","role_title":"Associate Justice of the Supreme Court of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/2712"}],"thumbnail":{"id":32684,"mime":"image\/png","size":44799,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/images\/people\/samuel_alito_jr\/samuel_alito_jr.thumb.png"},"length_of_service":7304,"identifier":"samuel_a_alito_jr"},{"ID":15131,"name":"Sonia Sotomayor","href":"https:\/\/api.oyez.org\/people\/sonia_sotomayor","view_count":0,"last_name":"Sotomayor","roles":[{"id":2776,"type":"scotus_justice","date_start":1249707600,"date_end":0,"appointing_president":"Barack Obama","role_title":"Associate Justice of the Supreme Court of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/2776"}],"thumbnail":{"id":32685,"mime":"image\/png","size":50379,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/images\/people\/sonia_sotomayor\/sonia_sotomayor.thumb.png"},"length_of_service":6019,"identifier":"sonia_sotomayor"},{"ID":15094,"name":"Elena Kagan","href":"https:\/\/api.oyez.org\/people\/elena_kagan","view_count":0,"last_name":"Kagan","roles":[{"id":2738,"type":"scotus_justice","date_start":1281157200,"date_end":0,"appointing_president":"Barack Obama","role_title":"Associate Justice of the Supreme Court of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/2738"}],"thumbnail":{"id":32690,"mime":"image\/png","size":44456,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/images\/people\/elena_kagan\/elena_kagan.thumb.png"},"length_of_service":5655,"identifier":"elena_kagan"},{"ID":62836,"name":"Neil Gorsuch","href":"https:\/\/api.oyez.org\/people\/neil_gorsuch","view_count":0,"last_name":"Gorsuch","roles":[{"id":3506,"type":"scotus_justice","date_start":1491541200,"date_end":0,"appointing_president":"Donald J. Trump","role_title":"Associate Justice of the Supreme Court of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/3506"}],"thumbnail":{"id":79753,"mime":"image\/png","size":121461,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/filefield_paths\/neil_gorsuch.thumb__0.png"},"length_of_service":3220,"identifier":"neil_gorsuch"},{"ID":17766,"name":"Brett M. Kavanaugh","href":"https:\/\/api.oyez.org\/people\/brett_m_kavanaugh","view_count":0,"last_name":"Kavanaugh","roles":[{"id":3507,"type":"scotus_justice","date_start":1538802000,"date_end":0,"appointing_president":"Donald J. Trump","role_title":"Associate Justice of the Supreme Court of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/3507"}],"thumbnail":{"id":80518,"mime":"image\/png","size":91566,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/filefield_paths\/Kavanaugh-thumb.png"},"length_of_service":2673,"identifier":"brett_m_kavanaugh"},{"ID":63282,"name":"Amy Coney Barrett","href":"https:\/\/api.oyez.org\/people\/amy_coney_barrett","view_count":0,"last_name":"Barrett","roles":[{"id":3511,"type":"scotus_justice","date_start":1603774800,"date_end":0,"appointing_president":"Donald J. Trump","role_title":"Associate Justice of the Supreme Court of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/3511"}],"thumbnail":{"id":81207,"mime":"image\/png","size":47722,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/filefield_paths\/barret-thumb.png"},"length_of_service":1921,"identifier":"amy_coney_barrett"},{"ID":33869,"name":"Ketanji Brown Jackson","href":"https:\/\/api.oyez.org\/people\/ketanji_brown_jackson","view_count":0,"last_name":"Jackson","roles":[{"id":3520,"type":"scotus_justice","date_start":1656565200,"date_end":0,"appointing_president":null,"role_title":"Associate Justice of the Supreme Court of the United States","institution_name":"Supreme Court of the United States","href":"https:\/\/api.oyez.org\/preson_role\/scotus_justice\/3520"}],"thumbnail":{"id":82011,"mime":"image\/png","size":58056,"href":"https:\/\/api.oyez.org\/sites\/default\/files\/filefield_paths\/thumbnail_ketanji_brown_jackson.png"},"length_of_service":1310,"identifier":"ketanji_brown_jackson"}],"court_start":1656565200,"images":null,"identifier":"roberts13"},"term":"2023","location":null,"opinion_announcement":[{"id":25690,"title":"Opinion Announcement - May 30, 2024","unavailable":false,"href":"https:\/\/api.oyez.org\/case_media\/opinion_announcement_audio\/25690"}],"description":"A case in which the Court clarified the test for whether the National Bank Act preempts the application of state laws to national banks.","written_opinion":[{"id":17723,"title":"Opinion of the Court","author":null,"type":{"value":"majority","label":"Opinion of the Court"},"justia_opinion_id":4896607,"justia_opinion_url":"https:\/\/supreme.justia.com\/cases\/federal\/us\/602\/22-529\/","judge_full_name":"Brett M. Kavanaugh","judge_last_name":"Kavanaugh","title_overwrite":null,"href":"https:\/\/api.oyez.org\/case_document\/written_opinion\/17723"},{"id":17724,"title":"Syllabus","author":null,"type":{"value":"syllabus","label":"Syllabus"},"justia_opinion_id":4896608,"justia_opinion_url":"https:\/\/supreme.justia.com\/cases\/federal\/us\/602\/22-529\/","judge_full_name":null,"judge_last_name":null,"title_overwrite":null,"href":"https:\/\/api.oyez.org\/case_document\/written_opinion\/17724"}],"related_cases":null,"justia_url":"https:\/\/supreme.justia.com\/cases\/federal\/us\/602\/22-529\/","argument2_url":null}